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The Function and Regulation of Credit Insurance in China

Author::Zhan Hao, Liang Bing浏览次数: April 12,2016

Authored by Dr. Zhan Hao (Partner  at AnJie Law Firm) and Liang Bing 

Since the issuance of Several Opinions of the State Council on Accelerating the Development of the Modern Insurance Service Industry on August 10, 2014, credit insurance has been increasingly applied in insurance practice. However, “credit insurance ” is different from “warranty” in Chinese Guarantee Law,and there is a heated discussion on the nature of a credit insurance.  

In the Chinese P2P or the other transactions, credit insurance is often used to protect creditors’ benefits. In this paper, we are going to discuss the points creditors need to be aware of.


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